A sad truth is that credit, budgeting and money in general is considered a topic better left discussed in private among family, or is never discussed at all. For some reason it seems like a dirty subject. Many, many people are woefully unprepared to use credit when it is presented to them, and lots of […]
Author: Credit Education
EXPERT CREDIT AND DEBT COUNSELING WILL HELP YOU
Owing money and being in debt is an intensely stressful situation. Most people in debt never imagined it would happen to them. Many people are just a few paychecks away from debt. Hospitalization, repairs and sudden unemployment can happen to anyone, and devastate savings. Others may just have poor money management skills that need addressing. […]
As Prices Soar, Wages Plummet
Despite what the media would have you believe, the majority of Americans are facing a losing battle against steadily increasing prices. Not only are their wages stagnant—and essentially falling due to inflation—their 401(k)s are shrinking and an economy in the doldrums has all but made economic opportunity a seeming fantasy. Unsurprisingly, many American consumers have […]
What should be your Financial Priorities for 2017
It is 2017 already and well underway. At this time of the year, it is wise to make new plans, set new goals and most importantly, make new budgets. This is the best time to take a look at your financial matters and set priorities. Financial matters should be the top of your list for […]
Cash vs. Credit – What Should be Your Preference This Holiday?
A proper plan and deciding upon the budget is necessary before the holiday period starts. The expenses that incur during a holiday may leave a hole in your pocket, if they aren’t planned properly. The ideal way is to make a budget and stick to it, as planning and executing your holiday can be an […]
Debt Management Plans
Whether it’s because you had an unexpected medical expense, an expensive emergency home or car repair, or the result of poor money management, there are many reasons that you may find yourself over your head and in debt. The key to being on a firm financial foundation is to first fix the immediate problem by […]
Your Four-Step Guide to Paying Off Credit Card Debt
The New Year has rolled out, and you must be knee-deep in tackling numerous resolutions. Regardless of the specific theme of your resolution, there is no doubt that financial goals share a hefty chunk of the hypothetical Resolution Pie. An insightful survey conducted by Experian and Edelman Intelligence discovered that tackling credit card debt – […]